new york real estate
Applications to buy homes rise for fourth week with New York leading the way
It’s the fourth week in row that the Mortgage Bankers’ Association weekly survey, known as the purchase index, has reported gains in home loan applications. Real Deal explains it here.
New York & Travel
How to Support NYC Small Businesses
Whether you're near or far, there are many things you can do to support the city's local businesses. Check out this Conde Naste Traveler piece by contributor, ALEX ERDEKIAN.
inspiration board - create what you love
make money moves this year
This is what I say when I'm asked about saving for a remodel, renovation or home purchase.
Small Tips on Saving More
- Cut the cable cord. As opposed to spending over $120 a month on cable services, opt for your HBO Now or Showtime On the Go, Netflix and Hulu. A package of 3 can run you about $45 per month and you won't miss much.
- At the grocery store buy the store brand and ditch the name brands. Pack your lunch, it will save you $3,000 per year and probably 5 pounds as well. Meal plan to save on take out and limit yourself to a number of outings while you are in saving mode.
- In the home, re-think remodels. If it's time to spruce up your place but you need to stick to a budget, look where you can do cosmetic upgrades that won't require extensive work and licensing. In the kitchen, paint cabinets and change hardware. In the bathroom, you can upgrade the vanity, change light fixtures and replace faucets. Its amazing what a fresh coat of paint and fixtures can do to a room.
- Think about a re-financing, especially if you don't plan on being in your home much longer. Adjustable rates can save a homeowner significant money IF you plan is to sell within the next few years. Rates have been good in 2020 still, so see if it makes sense to refinance right now. Speak with your financial advisor, it may be time to refi that 30 year to a 15 year.
- Get a good old fashion money jar or shoe box. Each day save $10 or $70 per week, or $280 per month. By October you've saved for Holiday 2018 vacation.
- Pamper for pennies with sites like Groupon and Living Social. You can still treat yourself but at a fraction of the price.
- Switch credit cards in January and take advantage of 0% interest. Be sure to work really hard to pay them down.
- If buying a home is your 2020 goal, attend a home buying workshop (mine preferably) and learn the best prep for buying your first home.
- Get a family, just so you can get a family phone plan. You can cut your cell phone bill by 40%.
- Just say no. Be less impulsive with spending and think about the long term goals.
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home ownership
10 Tips to Prepare to Sell your Home
· Deep clean and de-clutter! Everything should be clean and stripped down. Only keep things that you want on hand.
· Neutralize the decor in your space. Buyers cannot see beyond bold colors, outdated decor or clutter so they need to see themselves living there.
· Create empty space, get rid of extra furniture, clear corners and remove extra equipment.
· Minimize shelves, items on all counter, ledges or tables.
· Set out light smell good plug-in, diffusers or candles.
·In the bathrooms, remove plungers and supplies in bathroom. Only a decorative hand soap, hand towel and trash bin should be present.
· Put away all toiletries, personal items and jewelry and ensure all counters are clear.
· Open doors, blinds, drapes and turn on all lights.
· Clean front door and entrance way.
· Leave the home and leave the area.
Schedule an In-Home Evaluation with Tricia Lee
Preparing to sell your home includes various steps. If you are ready to list your home, contact us to set up a in-home evaluation and listing presentation.
Work with Tricia Lee | reachme@tricialee.com
off-market the largest landmark parcel in Bedford Stuyvesant at 164-168 Hancock street. Just Sold!!
