money matters with tricia lee '23

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Your first step is always to establish how you will pay for your purchase. Assess your cash if it's a full cash purchase OR work with a mortgage lender to establish your loan budget and closing costs. This is to know your budget before you start searching properties, now you know what you are looking for as far as price and region. When you hire an agent, that first step will allow them to help you better. 

Speak to a local expert about the state of the market in your area first. Understand that many agents will push you to sell and sell now but we work with our clients to time their sale for the absolute best outcome. Often the best timeline for your sale may not be convenient but it's important to pay attention to timing if you want a specific outcome (price). 

Home sellers pay a sales commission when they hire an agent to list their property. This comes out of the proceeds of their sale. If you are working with the seller, you are paid a part of that commission fee. If you are working with the buyer, then you receive the other part of that fee. Buyers and sellers will each also have their own closing costs. Email us to request a copy of seller or buyer closing costs in NYS. reachme@tricialee.com